Our April 2018 Budget Report

Desk with laptop, phone, notepad, pen, and coffee - Our April 2018 Budget Report

It’s time for me to share with you our April 2018 budget report.

April was, for us, a month of heavy spending, but we found opportunities to be frugal and find lots of money-saving ways to reduce our expenses.

As we’d planned most of our expenses, it didn’t feel bad to be spending so much, though it still makes me gulp when large sums of money (again, they’re large amounts of money to us!) leave our bank accounts. Continue reading “Our April 2018 Budget Report”

Our March 2018 Budget Report

Laptop and smartphone with pink flower - Our March 2018 Budget Report

It’s time for me to share with you our March 2018 budget report.

I know I say it every time, but I’m always so shocked when yet another month has passed. The first quarter of this year has vanished!

March was a month of financial ups and downs, but with careful spending, we ended the month with two home-delivered pizzas (via an online deal, naturally!). Continue reading “Our March 2018 Budget Report”

Easy Budgeting for Overwhelmed or Lazy People

Table with notepad, pen, spectacles, mug of tea, and smartphone - Easy Budgeting for Overwhelmed or Lazy People in 5 Simple Steps

Hi, budgeteers! Here’s a new post about budgeting: ‘Easy budgeting for overwhelmed or lazy people’! Does that sound like something you could use?

I’ve already written one in-depth post about budgeting, but it was quite detailed and gave lots of options.

The thing is, I’m still getting people telling me they need advice on budgeting. Continue reading “Easy Budgeting for Overwhelmed or Lazy People”

Our February 2018 Budget Report

Candle in heart-shaped case - February monthly budget report

It’s time for me to share with you our February 2018 budget report. How can March be here already?!

Things may have been easier for you in February, compared to last month. What do you think? Have you recovered from Christmas? Maybe you organise your money so you’re saving for Christmas throughout the year? Perhaps you don’t go over a set Christmas budget either? Let me know. If you’re not doing these things, why not start now? Continue reading “Our February 2018 Budget Report”

Our January 2018 Budget Report

Our January m Monthly Budget Report Bunchy the Budgeteer

It’s time again for me to share with you our monthly budget report. Can you believe it’s now February? I’m sure time moves faster as we get older! 

From a financial point of view, January can be a difficult month. Excesses in Christmas spending and a spike in credit card borrowing can leave many people feeling the pinch when January arrives. You can change this, though.

Continue reading “Our January 2018 Budget Report”

Our December Budget – How Did We Do? – Christmas Edition

Hands holding smartphone by laptop - Five Possible Solutions to Crippling Debt – Part Three - Individual Voluntary Agreements

Christmas is over for another year but now is actually a good time to touch on Christmas budgets.

It feels like ages since I’ve written a proper blog post. Like many people, I took advantage of the Christmas period by spending quality time with family and relaxing. Continue reading “Our December Budget – How Did We Do? – Christmas Edition”

Our November 2017 Budget – How Did We Do?

Our November 2017 Budget - How Did We Do?

It’s a little late, but I said I’d show you how our November budget went and how we did, so here it is!

November was an unusual month. We’ve been looking after a neighbourhood cat whose owners were unable to pay his vet bills. The poor cat had been wanting to spend a lot of time at ours. With me being a qualified Veterinary Nurse, I was quick to see that something was wrong with him. Three vet visits, medications, sedation, and blood tests revealed that he was F.I.V positive. and he had to be euthanised at the beginning of December. It broke our hearts, but we don’t begrudge paying the bills. Continue reading “Our November 2017 Budget – How Did We Do?”

What Are Sinking Funds and Why Do I Need Them?

Piggy bank - What Are Sinking Funds and Why Do I Need Them?

Have you ever heard of ‘Sinking Funds‘? If not, then you may be wondering what are sinking funds? Your next question may be whether you need them.

What Are Sinking Funds and Why Do I Need Them?

Sinking funds are savings for expenses you expect to encounter, but don’t know when. They may also cover infrequent events that don’t occur each pay period, such as Easter.

When setting up your Sinking Funds, you have various choices:

Continue reading “What Are Sinking Funds and Why Do I Need Them?”

A Peek into Our Monthly Budget

A Peek into Our Monthly Budget

Last month I wrote a post called ‘Are You Within The Recommended Guidelines For Your Monthly Expenses?‘. It covered advice on the ideal allocation of income within a budget, as percentages. E.g. How much of your income to spend on housing, etc.

I thought you guys might find it interesting to see how we divide our money month to month.

Continue reading “A Peek into Our Monthly Budget”