Our April 2018 Budget Report

Desk with laptop, phone, notepad, pen, and coffee - Our April 2018 Budget Report

It’s time for me to share with you our April 2018 budget report.

April was, for us, a month of heavy spending, but we found opportunities to be frugal and find lots of money-saving ways to reduce our expenses.

As we’d planned most of our expenses, it didn’t feel bad to be spending so much, though it still makes me gulp when large sums of money (again, they’re large amounts of money to us!) leave our bank accounts. Continue reading “Our April 2018 Budget Report”

Our March 2018 Budget Report

Laptop and smartphone with pink flower - Our March 2018 Budget Report

It’s time for me to share with you our March 2018 budget report.

I know I say it every time, but I’m always so shocked when yet another month has passed. The first quarter of this year has vanished!

March was a month of financial ups and downs, but with careful spending, we ended the month with two home-delivered pizzas (via an online deal, naturally!). Continue reading “Our March 2018 Budget Report”

Easy Budgeting for Overwhelmed or Lazy People

Table with notepad, pen, spectacles, mug of tea, and smartphone - Easy Budgeting for Overwhelmed or Lazy People in 5 Simple Steps

Hi, budgeteers! Here’s a new post about budgeting: ‘Easy budgeting for overwhelmed or lazy people’! Does that sound like something you could use?

I’ve already written one in-depth post about budgeting, but it was quite detailed and gave lots of options.

The thing is, I’m still getting people telling me they need advice on budgeting. Continue reading “Easy Budgeting for Overwhelmed or Lazy People”

‘A Fistful of Frugal’ – Bathroom Edition

Close up of a fist | Frugal homemade cleaning tips

After writing lots of heavy articles on debt, we could do with a shorter and easier read. This lead me to realise that despite beginning a series called ‘A Fistful of Frugal‘ (five frugal things Mr B and I do), I’ve added no further posts to the series.  So here’s Instalment two of ‘A Fistful of Frugal‘ with frugal, homemade cleaning tips. This is the bathroom edition. Continue reading “‘A Fistful of Frugal’ – Bathroom Edition”

Our February 2018 Budget Report

Candle in heart-shaped case - February monthly budget report

It’s time for me to share with you our February 2018 budget report. How can March be here already?!

Things may have been easier for you in February, compared to last month. What do you think? Have you recovered from Christmas? Maybe you organise your money so you’re saving for Christmas throughout the year? Perhaps you don’t go over a set Christmas budget either? Let me know. If you’re not doing these things, why not start now? Continue reading “Our February 2018 Budget Report”

Five Possible Solutions for Tackling Crippling Debt – Part Five: Bankruptcy

Padlocks on a chain-link fence - Five Possible Solutions for Tackling Crippling Debt – Part Five: Bankruptcy

This series covers five possible solutions for tackling crippling debt. This is part five in the series with this article focussed on bankruptcy.

So far, we’ve looked at Debt Management PlansAdministration OrdersIndividual Voluntary Arrangements, and Debt Relief Order

I’ll explain what is and for whom it may be suitable. You’ll find out what you’d need to do to apply for bankruptcy, and what going bankrupt may mean for you. Continue reading “Five Possible Solutions for Tackling Crippling Debt – Part Five: Bankruptcy”

Five Possible Solutions for Tackling Crippling Debt – Part Four: Debt Relief Orders

Debt Relief Orders - A bump sign on a road

This series covers five possible solutions for tackling crippling debt.

Part one looked at Debt Management Plans, part two explored Administration Orders, and part three covered Individual Voluntary Arrangements.

In this post, I’ll explain Debt Relief Orders.

I’ll explain what they are and for whom they’re suitable. You’ll find out what you’d need to do to apply for one, and what having one may mean for you. Continue reading “Five Possible Solutions for Tackling Crippling Debt – Part Four: Debt Relief Orders”

Five Possible Solutions for Tackling Crippling Debt – Part Three – Individual Voluntary Agreements

Handshake. Five Possible Solutions for Tackling Crippling Debt - Part Three - IVAs

This series covers five possible solutions for tackling crippling debt. Part one looked at Debt Management Plans. while part two explored Administration OrdersIn this post, I’ll explain Individual Voluntary Agreements.

I’ll explain what they are and for whom they’re suitable. You’ll find out what you’d need to do to apply for one, and what having one may mean for you. Continue reading “Five Possible Solutions for Tackling Crippling Debt – Part Three – Individual Voluntary Agreements”