Happy New Year! Better Money Habits for 2018

Happy New Year budgeteers! Are you ready for some better money habits for 2018?

There’s nothing like a fresh year to form new and healthy habits. That includes your financial health.

What new habits do you want to form? Are there some less-than-helpful money habits you’d like to get rid of? How about making 2018 the year you finally commit to:

  •  Getting out of debt?
  •  Saving a percentage of your income each month?
  •  Making and FOLLOWING a realistic budget?
  • Cutting back on unnecessary retail therapy?
  • Cooking at home more and ordering fewer takeaway meals?

Whatever your financial goals for 2018, I’m here to encourage you along the way and share MY wins and fails too.

I’d like to thank everyone who has supported me with the Bunchy The Budgeteer blog in 2017.  I have exciting plans for the blog in 2018 and shall strive to offer you valuable content over the next 12 months.

Normal blog posts shall resume on Thursday the 4th of January.

I love hearing from you and want to grow this community that is gradually getting bigger. Don’t be shy! Comment, contribute to the Facebook page, send me a private message or all three! I will always try to help you.

Lisa a.k.a ‘Bunchy

Why Being On Camera Isn’t For Me

In late 2016, after being inspired by the ever-growing world of the personal finance YouTube community, I thought it’d be a good idea to jump on board and share my own ideas and passion about this topic.

I had a mixture of feelings about this experience; from excitement to fear, but after a few months of trying it, I decided that it wasn’t for me.

Fast forward to Summer 2017 and I felt that I was missing creating videos in an area of interest that I feel passionately about and so decided to give it another go. I did lots of research (research is my thing) and off I went again.

Throughout the first and second attempt at becoming a YouTube creator, despite enjoying the process, for the most part, I was always a little uneasy.

Now, I’m not for one minute knocking YouTube or any YouTube creators. I rely on YouTube on a daily basis for education, instructions, and entertainment. What I want to explain is why what I was doing just wasn’t for me and why I switched my videos from ‘public’ to ‘private’.

  1. I’m very private. (I know that I write about some personal things here, but it seems a much safer environment and there’s something about the medium of writing that allows more anonymity than video does.)
    I’d rather not have my face and voice out there for everybody to see. Yes, I could’ve created videos that didn’t show me, but this leads on to my next issue…
  2. I can’t seem to master video editing. – I’ve put, at least what I consider to be, a LOT of effort into really trying to learn this skill. Granted, the various apps or software I used were all free and therefore somewhat limited, but I just couldn’t crack it and frankly, ran out of patience!
  3. It takes up too much time. – I may not be a paid employee but on the days that I’m not bedbound, I’m busy being a housewife and being a frugal housewife often means that things take longer, due to cooking from scratch, etc. Housework also takes me a lot longer to do than your average person, as I have to frequently stop and rest. All that to say, that time, as it is for everybody, is very precious and I’m not okay with spending it doing something that isn’t completely enjoyable to me.
  4. I’m very sensitive – Now, I was too small a channel to experience any ‘haters’, ‘trolls’, or negativity in the comments section of YouTube, but it was always a possibility. The longer I made videos and the more my subscriber count grew, the more likely it would’ve been that I would’ve encountered this sort of response. I know that it’s possible that it could happen on this blog, but people are less likely to stumble upon this blog (they’re more likely to find me due to sharing an interest in what I write about) than they would have stumbled upon any of my YouTube videos, plus, there’s a culture on YouTube that seems to make people feel entitled to write hateful comments to perfect strangers. I’m a highly sensitive person and just don’t deal well with that sort of behaviour.

So there it is! My YouTuber days are over, but I learned a lot during the time I did it and let’s face it, no knowledge is wasted knowledge.

I love hearing from you and want to grow this community that is gradually getting bigger. Don’t be shy! Comment, contribute to the Facebook page, send me a private message or all three! I will always try to help you.

Lisa a.k.a ‘Bunchy’